TERMS & CONDITIONS

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

  • Account means a unique account created for You to access our Service or parts of our Service.

    Country refers to: Florida, US

  • Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Johnson and johnson financial, llc .

  • Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.

  • Feedback means feedback, innovations or suggestions sent by You regarding the attributes, performance or features of our Service.

    Goods refer to the items offered for sale on the Service.

  • Orders mean a request by You to purchase Goods from Us.

  • Promotions refer to contests or other promotions offered through the Service.

    Service refers to the Website.

  • Terms and Conditions (also referred as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.

  • Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.

  • Website refers to Johnson and johnson financial, llc, accessible from https://johnsonandjohnsonllcs.com/info

  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Acknowledgement

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the

https://johnsonandjohnsonllcs.com/privacy-policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.

SMS Messaging Terms & Conditions

Life Insurance SMS Messaging Program

This SMS messaging program is operated by Johnson and johnson financial, llc, a life insurance agency/company providing information, support, and communication related to life insurance products and services.

By providing your mobile phone number and opting into SMS communications, you consent to receive text messages from Johnson and johnson financial, llc regarding your insurance inquiries, policy information, appointment reminders, application updates, customer support, account notifications, and other service-related communications.

Types of Messages You May Receive

Messages may include:

Life insurance quote follow-ups

Appointment confirmations and reminders

Application status updates

Policy-related notifications

Customer service responses

Account support messages

Important updates related to your insurance services

Opt-in and opt-out confirmations

Message frequency may vary depending on your interactions and requests.

SMS Consent

By submitting your phone number and agreeing to receive SMS communications, you confirm that:

You are the owner or authorized user of the mobile number provided.

You consent to receive text messages from Johnson and johnson financial, llc.

Consent to receive SMS messages is not a condition of purchasing any insurance product or service.

Message and data rates may apply depending on your mobile carrier plan.

Opt-Out Instructions

You may stop receiving SMS messages at any time.

To unsubscribe, reply:

STOP

After sending STOP, you will receive a confirmation message confirming that you have been unsubscribed. You will no longer receive SMS messages from us unless you provide new consent.

Help Instructions

If you need assistance with our SMS messaging program, reply:

HELP

You may also contact our support team at:

Email: [Company Email]


Phone: [Company Phone Number]

Carrier Disclaimer

Carriers are not responsible for delayed or undelivered messages.

Message delivery may depend on your mobile carrier network availability.

Privacy Policy

We respect your privacy and are committed to protecting your personal information.

Your information will be used only for legitimate business purposes, including providing insurance-related services, customer support, and requested communications.

For more information, please review our Privacy Policy:

https://johnsonandjohnsonllcs.com/privacy-policy

Data Protection

We do not sell or share your personal information for unauthorized marketing purposes. SMS consent information will not be shared with third parties except as required to provide requested services or comply with applicable laws and regulations.

Terms of Service

By using our website, submitting information, or opting into SMS communications, you agree to these SMS Messaging Terms and Conditions.

We reserve the right to update these terms at any time. Any changes will be posted on this page.

Contact Us

If you have any questions about these Terms and Conditions, You can contact us By email: [email protected]